Live on Robinhood Chain mainnet and two testnets
Your Ajo circle, on chain.Nobody holds the money.
Save with your group in stablecoins. Everyone pays in, one person takes the pot each round, and the contract makes sure the next turn always comes.
Ajo, Esusu, Susu, Tanda, Hui, Chit fund, Chama, Stokvel, Arisan, Tontine, Paluwagan and Kameti are all rotating savings circles.
- ...
- circles started
- ...
- goal vaults
- ...
- agent actions on chain
Read live from Arbitrum Sepolia. Nothing here is typed in by hand.
Plan it first
See your circle before you start it.
Pick how many people, how much each pays and how long a round lasts. You will see who gets what and when, with no wallet and no commitment.
- Every member pays the same amount
- Each round, one member takes the whole pot
- A missed payment is covered by that member's deposit
Plan a circle
See what your group would do before you sign anything.
The person whose turn it is takes
500 stablecoin
- Everyone has had a turn after
- 35 days
- You pay in, each round
- 100
- Security deposit
- 100 (returned)
- If someone skips a round
- Their deposit covers it
How it works
The Ajo you already know. The contract keeps the order.
Join with a deposit
Each member locks one contribution as a security deposit. You get it back when the circle ends.
Pay in every round
Everyone pays the same amount. The pot builds up inside the contract, never in someone's pocket.
Take your turn
One member takes the pot each round, in join order. Miss a payment and your deposit covers it.
Two ways to save
With people you trust, or on your own.

Start with people you trust.
It takes a wallet and a few minutes. Try everything with play money on a testnet first, then use real USDG on Robinhood Chain.